Let’s prep for

your legacy

together.

Thelma Tsvetkoff

Life Licensed Advisor

Let’s prep for

your legacy

together.

Thelma Tsvetkoff

Life Licensed Advisor

Become Financially Ready

Savings & Growth

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

Life Insurance

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Other Services

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Business Protection

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Disability Insurance

Secure income protection in the event of disability, and physical limitation to work.

Final Expense Insurance

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Become Financially Ready

Savings & Growth

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

Life Insurance

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Other Services

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Business Protection

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Disability Insurance

Secure income protection in the event of disability, and physical limitation to work.

Final Expense Insurance

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Hi, I’m Thelma Tsvetkoff!

I’m a Life Licensed Advisor based out of our Greatway Office Unit 32-34 1600 Steeles Avenue West, Concord, ON L4K4M2.

I currently have a Life and Accident & Sickness license in the following jurisdictions: Alberta, British Columbia, Manitoba, Ontario & Saskatchewan

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

Hi, I’m Thelma Tsvetkoff!

I’m a Life Licensed Advisor based out of our Greatway Office location at Unit 32-34 1600 Steeles Avenue West, Concord, ON L4K4M2

I currently have a Life and Accident & Sickness license in the following jurisdictions: Alberta, British Columbia, Manitoba, Ontario & Saskatchewan

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

As an advisor, I have found a greater sense of happiness and fulfillment in what i do, which is to help secure and change the lives of others.


My Journey from Childhood to becoming an Independent
Insurance Broker: A story of Perseverance and Purpose.

In my childhood memory, I had always an imprint in my heart
of losing my Dear Mother at such a young age. I always envied having my mom to
walk beside me and watch her eyes glitter with pride as I received awards from
Elementary, High School and University.

I didn’t quite understand then, but now I do, that losing
her will always be a part of me. This is what made me who I am today.

I became competitive at school, and awards made me
fulfilled. My Dad became my hero and inspiration; he became both my mom and Dad
growing up.

I started my journey with many obstacles and failed numerous
times in achieving my goals. From starting a loving family of my own, living
paycheck to paycheck, drowning in debt, and it seemed like there was no way
out.

Having a full time-job didn’t help us much, but it did keep
us from living on day-to- day expenses without a penny in our pocket every
month.

We lived this way until our family became four. When we were
blessed to have two children, this is when my husband and I realized that we
couldn’t both have full time jobs because one of us had to stay home, as
daycare expenses for both our kids were out of the question.

We couldn’t afford it. So, this is where our transition
began, from being employees to becoming self-employed. It was the hardest and
scariest, but the best decision we’ve ever made.

My husband decided to become self-employed, and I chose to
study and get my license as an independent life Insurance agent. With no experience
in finance, I thought this might be the worst choice I’d ever made., but my gut
told me and I felt it in my bones, that this was the only way I could watch my
kids grow every step of the way, having a career with time freedom and
financial independence.

I started in 2017 and got my license the same year. The
training was intense because everything had to be done in person at that time.
I had to take my kids with me every time I had to attend training at our
office. There were some nights when I came home with tears, having my kids
asleep in the backseat from late nights of training. But, without knowledge in
finance, I must do what I must do to learn from the bottom up and pick myself
up slowly.

Quitting was the noise that echoed in my head, facing numerous
obstacles and setbacks, I persevered, determined to build and pick myself up especially
when my kids widest smile, laugh, play with contentment and I was able to watch
them. I felt very fortunate as a mom and blessed to have a choice to do that.

You see, making changes in life is not about how difficult
the journey is, but about pulling yourself up every time you fall. It’s not
about how much you make, but rather what it will make of you as a person.

Today, I am proud to be an independent licensed agent,
serving my clients with integrity and compassion.

I am grateful to be part of the Greatway
Family, a company that shares my values

and has given me the opportunity to make a difference in people’s
lives.

As an advisor, I

have found a greater

sense of happiness

and fulfilment in what

i do, which is to help

secure and change the

lives of others.


My Journey from Childhood to becoming an Independent

Insurance Broker: A story of Perseverance and Purpose.

In my childhood memory, I had always an imprint in my heart

of losing my Dear Mother at such a young age. I always envied having my mom to

walk beside me and watch her eyes glitter with pride as I received awards from

Elementary, High School and University.

I didn’t quite understand then, but now I do, that losing

her will always be a part of me. This is what made me who I am today.

I became competitive at school, and awards made me

fulfilled. My Dad became my hero and inspiration; he became both my mom and Dad

growing up.

I started my journey with many obstacles and failed numerous

times in achieving my goals. From starting a loving family of my own, living

paycheck to paycheck, drowning in debt, and it seemed like there was no way

out.

Having a full time-job didn’t help us much, but it did keep

us from living on day-to- day expenses without a penny in our pocket every

month.

We lived this way until our family became four. When we were

blessed to have two children, this is when my husband and I realized that we

couldn’t both have full time jobs because one of us had to stay home, as

daycare expenses for both our kids were out of the question.

We couldn’t afford it. So, this is where our transition

began, from being employees to becoming self-employed. It was the hardest and

scariest, but the best decision we’ve ever made.

My husband decided to become self-employed, and I chose to

study and get my license as an independent life Insurance agent. With no experience

in finance, I thought this might be the worst choice I’d ever made., but my gut

told me and I felt it in my bones, that this was the only way I could watch my

kids grow every step of the way, having a career with time freedom and

financial independence.

I started in 2017 and got my license the same year. The

training was intense because everything had to be done in person at that time.

I had to take my kids with me every time I had to attend training at our

office. There were some nights when I came home with tears, having my kids

asleep in the backseat from late nights of training. But, without knowledge in

finance, I must do what I must do to learn from the bottom up and pick myself

up slowly.

Quitting was the noise that echoed in my head, facing numerous

obstacles and setbacks, I persevered, determined to build and pick myself up especially

when my kids widest smile, laugh, play with contentment and I was able to watch

them. I felt very fortunate as a mom and blessed to have a choice to do that.

You see, making changes in life is not about how difficult

the journey is, but about pulling yourself up every time you fall. It’s not

about how much you make, but rather what it will make of you as a person.

Today, I am proud to be an independent licensed agent,

serving my clients with integrity and compassion.

I am grateful to be part of the Greatway

Family, a company that shares my values

and has given me the opportunity to make a difference in people’s

lives.

Any questions? I look

forward to hearing

from you!

I know that your time is sacred, we’ll be in touch soon! You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.

By checking this box, I consent to receive transactional messages related to my account, or services I have requested. These messages may include appointment reminders, confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Any questions? I look

forward to hearing

from you!

I know that your time is sacred, we’ll be in touch soon! You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.

By checking this box, I consent to receive transactional messages related to my account, or services I have requested. These messages may include appointment reminders, confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, new product updates among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

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